About CHC
Chang Holding Corp.
At Chang Holding Corp., we take pride in offering comprehensive services through our three specialized divisions: Legal, Insurance Brokerage, and Accounting & Finance. With over 14 years of experience in the industry as Law Firm, Insurance Brokers and Accountants in Panama, we have built a solid reputation based on trust, quality, and a strong commitment to our clients.
Our mission is to provide exceptional service that exceeds our clients’ expectations. We are dedicated to building long-lasting relationships founded on transparency and professionalism. We will be your strategic partner in each of our areas of expertise.
Our Services
Specialties
Legal
Division
01
We have a team of expert lawyers dedicated to provide strong, strategic legal advice to protect our clients’ interests in all legal aspects of their business.
Insurance Brokerage
Division
02
WORLD INSURANCE, our subsidiary, is in charge to provide you with the best options in the insurance market, tailored to your specific needs…
Accounting and Finance
Division
03
We provide personalized accounting services, including financial reporting, cost analysis, budgeting, and strategic advice in areas such as tax optimization…
Do you require our services?
Contact us today!
We have a team of experts who will attend you immediately.
Our
Management Team
Ronald A. Chang V.
Founding Partner
Katherine M. Pineda R.
Founding Partner
Betzel M. García D.
Accounting Director
Roxana I. Yau M.
Insurance Manager
More Information
Business Relations
CHANG HOLDING CORP., values building strong and long-lasting business relationships with a wide range of leading clients from different industries. These relationships not only reflect our ability to meet the needs and expectations of our clients, also reinforce our commitment to service excellence, delivering achieving meaningful results in today’s dynamic business environment.
Solving Doubts With
Frequently Asked Questions
How long is the approximate processing time to incorporate a Panamanian IBC (or S.A. for Anonymous Society in Spanish)?
The incorporation of an IBC takes approximately from 4 to 6 working days, it depends on the conditions selected by the client.
Is a Resident Agent required?
Yes, it is required. Panamanian law requires that companies, trusts and foundations constituted, or vessels registered under its laws appoint a Resident Agent, who must be a lawyer or law firm, licensed to practice law in Panama.
After obtaining my permanent residency in Panama, can I live outside the country?
A foreigner who has obtained permanent residency in Panama is not required to live in the country. However, to avoid the revocation of their residency, they must visit Panama at least once every two (2) years for a period of more than 24 hours (connection flights do not count).
Can I drive in Panama with my foreign license?
Yes, foreigners are allowed to drive with their foreign license for up to 90 days. Those with a residency are not allowed to drive under a foreign license and must obtain a driver’s license from Panama.
In case of a car accident or collisions, where I should call?
You can call from your mobile phone or any landline to 104, where they will confirm and dispatch a unit from the DNOT to the location, or you can call 511-9320, the National Police control room.
Does the auto insurance provides coverage, if the driver was under the influence of alcohol or drugs?
The insurance would only cover the damages, injuries or death caused to third parties. Claims for damage to the insured vehicle or injuries to the driver would be declined.
Does a corporation with no business activity needs to file a tax return?
In this case, the corporation must file a “No Activity Tax Return,” which is for taxpayers who have not conducted any business activities. By submitting this return, the taxpayer fulfills their obligation by declaring that there were no operations or commercial transactions during the year.
What is the RUC number?
The RUC (or Single Taxpayer Registry in Spanish) is the Tax ID number given by the Public Registry Office for a Legal Entity and for Individuals the RUC is the personal identification card number. The registration process for individuals or legal entities is conducted online through the Etax web portal.
Do you need more information or do you want to make some management?
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